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Afterpay gives your customers in Australia, Canada, the United Kingdom, and the United States a way to split purchases over four installments. Your customer only pays the first installment at purchase time. Afterpay immediately pays you in full and collects the remaining installments from your customer over time.

REQUIREMENTS:

• Your payment processor must be Rain POS Payments using Stripe for processing (Adyen is not currently supported).
• Your inventory for items in stock must be accurate: if a customer purchases an out of stock item this way, you will have to void the order and have them remake the order without the item.

 

Transaction Requirements

For Affirm to display as a checkout option, a customer's shopping cart must have $50 worth of products minimum in the cart with none of the items listed below. Please note that BNPL services are intended for the purchase of products, so if any of the following items are in a customer's shopping cart, they will NOT see BNPL as an option for payment:

• Invoices
• Subscription Payments / Initial Subscription Signup
• Short Term Rentals
• Classes
• Gift Cards
• Digital Downloads

 

Enabling Afterpay

Please refer to this article Buy Now, Pay Later Service Setup to learn more about turning on/off Afterpay.

 

Rates & Availability

Please refer to the list below for more information on rates and country availability:

• Australia: 5.99% + $0.30 AUS
• Canada: 5.99% + $0.30 CAD
• United Kingdom: 5.99% + $0.30 GBP
• United States: 5.99% + $0.30 USD

 

Restricted Business Types

• Alcohol
• Digital Games and Apps
• Donations
• Electronics
• Flash Sales
• Pre-Orders
• Travel

 

Refunds

You can refund Afterpay charges up to 180 days after the original payment.

 

Disputes and Fraud

Afterpay covers disputes driven by consumer fraud or inability to repay installments.

If a customer claims that you didn’t deliver the relevant goods as expected, Afterpay may send you an email to request additional information. If Afterpay receives a large volume of customer complaints, these disputes may turn into chargebacks, with funds withdrawn from your Stripe account.